The 1% lifestyle is about adopting habits and principles that lead to above-average success. It’s not just about wealth, but a focus on continuous improvement, purpose, and strategic action. If you want to elevate your life and move beyond the typical, you need to make decisions consistent with your goals. To achieve this, you must … Read more
Navigating the complexities of graduate school debt can be daunting, but understanding the key factors can help you make informed decisions. The average graduate student owes over $88,000 in student loans, and this can vary widely based on the degree program. Before you take on debt, it’s important to consider your program type, earning potential, … Read more
It is possible to land a job in finance without a finance degree. Although it may be more difficult, there are many strategies you can use to demonstrate to potential employers that you have the skills and passion necessary for a successful career in finance. To get started, you can learn the financial lingo, round … Read more
Seeking a pay raise? It’s all about preparation and strategy. You need to know your worth by researching industry standards, and then you must quantify your value to the company with specific examples and data. It’s also essential to time your request appropriately. To fully succeed in your salary negotiation, and to avoid some of … Read more
Are you intrigued by the idea of retiring much earlier than the typical retirement age? The Financial Independence, Retire Early (FIRE) movement offers a path to make this a reality through aggressive saving, smart investing, and frugal living. This isn’t a get-rich-quick scheme but a lifestyle that requires commitment and understanding. If you’re ready to … Read more
Many Millennials are finding it difficult to save for retirement due to expenses like student loan debt and the rising cost of living, and a large percentage of working Millennials have nothing saved for retirement. However, there are strategies that can help Millennials achieve a comfortable retirement. Starting to save early, contributing to employer-sponsored plans, … Read more
Are you concerned about the wealth gap between millennials and boomers? The reality is complex. While some sources indicate that boomers are ten times wealthier than millennials, other studies suggest that millennials may be doing better financially than previous generations at the same age. This article delves into these conflicting viewpoints and the many factors … Read more
To stop making excuses and start achieving your financial goals, replace the word “but” with “and” in your thinking to shift your focus toward solutions. Instead of saying “I want to do this but…”, try “I want to do this and…”. Then take action. It’s time to stop making excuses such as “I don’t have … Read more
Are you wondering if you have what it takes to be an entrepreneur? In short, it takes more than just a business idea; it requires a unique mindset and a combination of key traits. Successful entrepreneurs are disciplined, self-motivated, and comfortable with risk. They are also creative, innovative, and possess strong communication skills. If you’re … Read more
To quickly see if you can lower your student loan payments, compare rates from multiple lenders. Refinancing could help you save money, lower your monthly payment, or pay off your loan faster. Keep reading to learn when refinancing makes sense, what to watch out for, and which lenders may be right for you. Refinancing can … Read more
Student loans help finance higher education, but they require repayment with interest. There are two main types: federal loans, which generally have better terms and protections, and private loans, offered by banks and other lenders. Federal loans often come with fixed interest rates, flexible repayment plans, and potential loan forgiveness. Private loans may have varied … Read more
To avoid financial pitfalls, millennials should prioritize saving, create a budget, and use credit cards wisely. Don’t overspend on housing, and start saving for retirement early. It’s also important to avoid overly conservative investments when saving for long-term goals. For in-depth information on each of these mistakes, including how to avoid them, keep reading! Okay, … Read more